The optical out on your machine is a good way to go if you happen to find a DAC in your preferred price range that has toslink but no USB.
Thank you for that info! I am definitely going to get a proper DAC, either a Topping or a Schiit - but I did discover just how badly I had things set up.
The hum has been reduced by a LOT - now it's only noticeable with the Crack volume up at around 60% and even then it is much much quieter than before.
Stupidly enough, not only was the Crack powered by the same UPS that powered the computer and all other components, but the audio going into the crack was from the headphone jack on my Scarlett 2i4.
So, I've powered the Crack via direct AC wall power now, and from a different breaker than the UPS, and am using the 1 and 2 RCA out ports on the 2i4 to send audio to the Crack. HUGE improvement in listening since the hum is basically gone.
Looking forward to picking up a proper DAC though - probably on MassDrop when a piece of Schiit kit is available
Thanks again for the feedback and help! you guys rock.