Thanks for the replies and suggestions. I've been doing some more testing/listening and discovered something. After the Crack had been powered up for an hour or so the noise (I'll call it static like) subsided. That led me to think that perhaps something underneath the chassis was getting warm, maybe an iffy solder joint or something and at a warmer temp was conducting better. While I was thinking about heat buildup under the chassis (and hear comes the confession), I remembered the rubber feet that I was suppose to attach to the wood base. Rubber feet are now attached and the thing is dead quiet. I guess they provide electrical isolation as well as helping with cooling. Anyway, the noise problem seems to be solved.
Volume issue - I tried using my cd player as a source (rather than the FiiO X3 and volume level was much improved. It would seem the FiiO has a weak output whether set to headphone or line output. I did find a high gain setting on the X3 that helped quite a lot. Does anyone run a preamp in front of the Crack?